March 2020 decisions

In March 2020 two things happen. 1. My current contract ends, and whilst there may be (another) 6 month renewal, it is also nicely timed to coincide with new IR35 tax rules coming into effect the following month. 2. The PCP on my current car comes to an end and I’ll either need to pay the lump sum, or look for an alternative.

With the unknown that option one brings, which may or may not impact my income quite dramatically, I’m caught between a rock and a hard place in the usual head vs heart debate over what car to get next.

What I really want, something bigger with electric memory seats. i.e. a Skoda Karoq Edition. What I can actually afford… who the heck knows!

Gordon McLean @gordonmclean